The Simple Dollar

A personal finance blog that helps people fight debt and bad spending habits while building a financially secure future.


Added: Apr 29, 2014

Owner: theblogindex

Recent Posts

  • $1 Meal Tactics: Saving Big on Food Costs, a Buck at a Time

    A little under a year ago, I wrote an article entitled Using the ‘$1 Per Meal’ Strategy to Save Big Time on Food Costs. In it, I discussed an eight-prong strategy for keeping a family’s meal costs under $1 per meal: Strategy #1 – Plan Ahead Strategy #2 – Base More Meals Around Sale-Priced...

  • Success Through Effort or Advice?

    One big criticism that people have made about personal finance writers is that somehow their comments are invalid because they made much of their income writing about personal finance instead of “doing something.” I thought I’d address that today, starting with my own background on the topic....

  • Happiness and Spending Less Aren’t Mutually Exclusive

    Boredom. Sadness. Jealousy. Frustration. Anger. Loneliness. Hopelessness. Those are emotional responses that I hear about all the time from readers who are struggling with adapting to spending less money. At first, they find it to be a fun adventure, but over time, that “honeymoon” wears off...

  • Don’t Expect God Alone to Fix Your Financial Problems

    Let’s start this off with a disclaimer: I’m not the world’s most religious woman. I believe in God – the idea that we have a divine creator. I believe in destiny. I believe there’s a plan for every single one of us, even if we can’t see it yet. I believe in the goodness of people; I...

  • How to Handle a Job with Low (or No) Pay Increases

    Jason writes in: “I have been working at the same job for the past seven years. It pays well and I am able to save about a third of my income between 401(k) and Roth and house down payment savings. The problem is that my salary is barely moving. I get great reviews but then I get only a “cost...


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